Transparent Pricing for Business Financing
We believe in clear, upfront pricing. Compare our financing options and find the right fit for your Dallas business.
Financing Options & Rates
Rates vary based on creditworthiness, time in business, and financial health. These are starting rates for qualified borrowers.
Working Capital Loans
Fast funding for operational expenses, inventory, or growth opportunities.
- check No collateral required
- check Fixed daily or weekly payments
- check Early payoff discounts available
- check Funds deposited directly
Equipment Financing
Finance new or used equipment with the equipment itself as collateral.
- check Equipment serves as collateral
- check Fixed monthly payments
- check Section 179 tax benefits
- check New and used equipment
Merchant Cash Advance
Revenue-based funding with payments tied to your daily sales.
- check Based on card sales volume
- check Flexible repayment
- check No fixed payment schedule
- check Higher approval rates
Business Line of Credit
Revolving credit you can draw from whenever you need it.
- check Only pay for what you use
- check Reusable credit line
- check Build business credit
- check Flexible access to capital
SBA Loans
Government-backed loans with competitive rates and longer terms.
- check Lowest rates available
- check Longest repayment terms
- check Lower down payments
- check Real estate & expansion
Long-Term Loans
Traditional term loans for established businesses with strong credit.
- check Predictable payments
- check Competitive rates
- check Build business credit
- check Major investments
Quick Comparison
See how our most popular options compare at a glance.
| Factor | Working Capital | Equipment | SBA Loans |
|---|---|---|---|
| Approval Time | 24-48 hours | 3-7 days | 30-90 days |
| Credit Score Required | 550+ | 600+ | 680+ |
| Time in Business | 6+ months | 1+ year | 2+ years |
| Collateral Required | No | Equipment | Varies |
| Interest Rates | Higher | Moderate | Lowest |
| Max Terms | 24 months | 84 months | 25 years |
Understanding Our Pricing
info Factor Rate vs. APR
Factor rates (like 1.15) represent the total cost of borrowing as a multiplier. A 1.15 factor on $100,000 means you repay $115,000. APR spreads this cost over time for comparison purposes. Factor rates are common for short-term financing, while APR is standard for longer-term products.
trending_up What Affects Your Rate
Your specific rate depends on credit score, time in business, monthly revenue, industry, and the amount requested. Stronger applicants receive better rates. Our team works to match you with the best option for your situation.
visibility No Hidden Fees
We disclose all fees upfront before you commit. Common fees include origination fees (typically 1-3%) and may include documentation fees for some products. There are no prepayment penalties on most of our financing options.
Get Your Personalized Quote
Every business is different. Contact us for a free, no-obligation quote tailored to your specific situation.