Loan Payment Calculator
Calculate your estimated monthly loan payments based on amount, rate, and term.
Enter the total amount you want to borrow ($5,000 - $600,000)
Factor rates typically range from 1.11 to 1.50
This calculator provides estimates only. Actual rates, terms, and approval are subject to credit review and business qualification.
Get Your Custom Quote
Our team can provide personalized financing options based on your business profile.
How Factor Rate Loans Work
Factor rate loans are a popular financing option for small businesses that need quick access to capital. Unlike traditional interest rates, factor rates represent a simple multiplier applied to your loan amount.
Example Calculation:
- Loan Amount: $50,000
- Factor Rate: 1.15
- Total Repayment: $50,000 × 1.15 = $57,500
- Cost of Capital: $7,500
The advantage of factor rate loans is their simplicity and speed. You know exactly how much you'll repay from day one, with no compounding interest or hidden fees.
Related Financing Options
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